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the ratio of the density of a substance to the density of a standard substance under specified conditions.

The signature authorizes that person to conduct business on behalf of the account. The interest rate may change over the life of the loan as market conditions change.

There is typically a maximum (or ceiling) and a minimum (or floor) defined in the loan agreement. If interest rates fall, the loan payment may as well. Under the Equal Credit Opportunity Act, a creditor's refusal to grant credit on the terms requested, termination of an existing account, or an unfavorable change in an existing account. The notice required by the Equal Credit Opportunity Act advising a credit applicant or existing debtor of the denial of their request for credit or advising of a change in terms considered unfavorable to the account holder. A percentage rate reflecting the total amount of interest paid on a deposit account based on the interest rate and the frequency of compounding for a 365-day year. Under the Equal Credit Opportunity Act (ECOA), an oral or written request for an extension of credit that is made in accordance with the procedures established by a creditor for the type of credit requested. A computerized facility used by member depository institutions to electronically combine, sort, and distribute inter-bank credits and debits.

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A soft silvery-white metallic element of the alkali group that ignites spontaneously in air and reacts violently with water, used in photocells and as a getter in the manufacture of vacuum tubes.